Mortgage Refund Recovery has been helping homeowners receive their upfront mortgage premium since it was founded in the year 2008. The company has an success rate of 100% payback of refunds owed to the homeowner that wish to recieve help. It is the policy of the company not to charge the homeowner' (s) 15% or 25% of their refund money like most other private entity contractor do. The refund money is yours, help to recovery this FHA/HUD refund owed should not be made to be where as you feel penaltise for getting it back.

When you frist purchase your property that the refund is owed to. You are required to have an upfront mortgage insurance premium on that property, during the duration of the mortgage each month paid in you will have accumalated a portion of that mortgage insurance premium owed back to you the homeowner ' (s). If two homeowners are owed the mortgage refund it is divided by 50% between the two.

When you close sale or refinance/quit sale on your property in which the refund is owed the mortgage company has to notify the HUD government office of these transactions. Once they have accomplish this, the government has to mail you and application to apply for the loan as with any refund process that requires money back. Most of the time the homeowner has moved or mistake the mailing as trash or scam mail and the homeowner is never notifiy of the refund cash back.

Refund checks are not automatically sent to homeowners. If you move and leave no forwarding address and no current mailing information, your name will go in a national datebase listing for private entity to help you recover these trust funds.  The government do not have a homeowners address system search department to find you.

YES !  But consider the fact that you would have not known about any funds owed to you, had not for the processor taken the time and effort to locate you and notifiy you of this money owed.

Most of the time this money has been with the government for several years. before you were notified by the processor. The government has allowed private entities to help locate and assist homeowners to get these funds back to them. The government does not have a search department available to locate you nor do they finance one.

You handled all your legal papers. none of your documents come to this office. Only copies of your documents is sent to the government by you. Your check come directly to you. Their are forms that will need to be fill out and file for your refund claim. The processor agent will help you with the procedure and forms on how this is done. The agent will work with you during the entire process. All the filing forms has to done in a process and the agent will provide you with the correct filing forms and keep track of all the progress that is happening until you receive your money.

Mortgage Refund Recovery Agency do not work for the establishment ( HUD government) that owe you the refund money and has no finanical agreement with them.  The services that is provided to the homeowner (s)  is the work that is put into finding you and assiting you with the proper forms and filing them on your behalf. You would have not known that this money was still available for you if you where not contacted by and agent.  Your refund check come directly to you and their is no 15% - 30% taking out of you money.  Often most private contractor processor charge this amount out of your check. Mostly, in three stages. This company has no hidden fees.  This is your money!

The contract is only a legal document to be notorized by you for the processing service fee payment, If you are not sending the processing fee in with the Tracer Found Case form. The contract can be waiver and you will save on notary cost by only summiting the service processing fee and Tracer Found Case form.